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You’ve decided to ask her to marry you.
How do you go about selecting an engagement ring that represents everything you love about her?
Don’t make this critical decision without doing your research. Here is everything you need to know about buying an engagement ring from budgeting to brilliancy. We tell you how to find out what she likes, including the metal, gemstones, and setting for her gift of a lifetime.Along the way, we will show you how to look at diamonds and other gemstones, the documents to request, and other considerations that come with buying and owning jewelry that is precious to both the heart and the wallet.
First of all, forget the old adage about spending a certain amount of your annual salary on an engagement ring. Spend what feels comfortable for you. The worth and value of an engagement ring comes from its meaning, not its price.
Establishing a range you would pay for a ring gives you the freedom to thoroughly explore all the options for ring design within that range. Without parameters, you would be faced with too many details and alternatives to be confident with your final choice.
Unless you are shopping for a ring with your fiancée, you are faced with deciding what she would like. Most men don’t shop for jewelry often, and you may not consider a ring as a fashion accessory. But the way your significant other dresses most of the time can give you powerful insights into her personal style.
Does she tend to wear classic clothing or something more modern? Is she more into the look of nature, or does she prefer glamorous clothing and jewelry? What color jewelry does she usually wear, if any? Is it simple, ornate, delicate, or chunky?
Remember, this ring will be on her finger for her entire married life. It will need to go well with the full range of styles she wears from blue jeans to formal wear.
Another consideration is her lifestyle and her work. If she’s active or outdoorsy, a ring with a low profile that won’t get caught or knocked against things. However, if she’s the glamour girl type, a statement ring with a higher profile might fit her aesthetic better.
This seems more difficult than it is. You have several ways to “sneak a peek” at her ring size. If she wears rings, you could borrow one from her jewelry box and have it sized at a jeweler.
If you think she might notice one of her rings is missing, lay the ring on a piece of paper and trace the inside, or you can press it into a bar of soap to get an impression. Many jewelers can tell the size from that.
One more way to show a jeweler ring size is to place the ring on one of your fingers and mark where it stops.
If she isn’t the type to wear rings or you just can’t get your hands on one without giving away the surprise, you can go with averages. The most common ring size for women is six to six and a half. The estimate is made using an average female from the United States who is five feet four inches tall and weighs around 140 pounds.
If your lady is more slender or fine-boned, you may go with four and a half to five and a half. A heavier, taller, or larger boned woman may require a ring in the six and a half to seven and a half range. Check her dress size, jewelers can estimate the size of ring from the dress size.
When looking for a jeweler, ask about the store’s resizing policy. Most rings can be resized unless they are incredibly ornate. Also, it’s better to err on the large side; it’s easier to resize down than up.
Maybe your fiancée prefers the unusual or unique. A diamond solitaire isn’t for her. That’s OK because you have plenty of other options.
The most common and classic stone for an engagement ring is a diamond. It’s been called the King of Gemstones and is the hardest of them all, rated as ten on the Mohs hardness scale of one to ten. In your research, you have probably run across something called the 4 Cs for grading and choosing a diamond.
The 4 Cs are color, cut, clarity, and carat weight. Out of those four characteristics, the most important is the quality of the cut. Does that surprise you? The way a diamond is cut should show off all of its beauty. A poor cut can ruin a perfect diamond while a high-quality cut can make even a mediocre diamond shine - literally
Download our free engagement ring guide for detailed information on the 4Cs.
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While 90% of all engagement rings feature a diamond, your lady may prefer a different gemstone as the centerpiece of her ring.
The most popular cut for an engagement ring for almost any stone is round. Three-quarters of all diamond purchases feature round-shaped diamonds. However, round can be more costly, partly due to its popularity and it takes more rough to cut a round diamond. Selecting a different shape can reduce your costs.
When choosing cuts, understand that cutting styles with fewer facets require stones of higher clarity. Also, certain shapes pair better with other gems in a multi-stone setting. Round, oval, and marquis cut gems go well with most settings while pear and heart-shaped cuts are more challenging to work with.
If she prefers modern, clean lines, go with a rectangular or square cut like an emerald or princess cut. If she is more traditional, round is an excellent choice. If she prefers a highly unique or bohemian style, check out an unusual shape like trilliant or marquise.
You have fewer selections for the metal of the engagement ring, and the one you choose should complement the stones. Most rings use gold, but platinum is also popular because it and white gold showcase diamonds so well.
The setting is probably the hardest part of selecting an engagement ring. Listen to any hints your future wife has dropped and consider her lifestyle.
The Gemological Institute of America provides critical grading reports of diamond quality attesting to its authenticity. Termed a GIA Certification, it is a determination from an independent lab of the quality of a diamond.
The report features a specific number, the date of examination, shape, cutting style, measurements, polish and symmetry grade, and many more features. If a jeweler hesitates to offer a GIA Certificate, it should be a red flag that the store may not be reputable.
Precious engagement rings may require insurance. Most homeowners insurance does not include engagement rings, or if it does it only covers theft. You can obtain an insurance rider to cover the ring, or you can purchase separate insurance that will pay the full replacement value of a stolen or lost ring or certain types of damage.
When purchasing insurance, read the fine print to make sure it covers everything you expect. If it doesn’t explicitly call out loss, it may not cover anything but theft. You must supply proof of purchase and price and a document from a reputable appraiser declaring the value and attributes of the ring. You cannot use the GIA certification as the appraisal.
You should also be able to say where the ring will be located (such as your residence) and any security and safe information if applicable. You may wish to include a photograph in case it is stolen and recovered.
There are several reasons to work with a local jeweler, including the convenience of service. A local jeweler will know about local availability and pricing for gemstones and will be there for you when you have questions, want a ring sized, or other services. It is also convenient for you to come and see the gemstones and rings for yourself before buying.
New businesses have no history of customer service or quality to judge whether they are reliable. Inter-Continental Jewelers has been handling gems and fine jewelry for over 40 years in the Houston area and 27 years in our current location.
Inter-Continental Jewelers offers a lifetime warranty on manufacturer defects.For 1 year from the date of purchase, we guarantee setting of all small diamonds, rubies, or sapphires, and against all defects in material and workmanship. We will repair or replace your stones with charge if any defects are found within this time (excluding the center diamond).
A quality engagement ring may cost more than you feel comfortable paying all at once. We offer 6-month special financing with zero interest Additionally 1 and 3 year financing is also available subject to credit approval. We also offer six-month layaway plans.
Inter-Continental Jewelers enjoys one of the best reputations in the industry with many positive reviews of our quality products and service.
While online jewelers are tempting for those used to online shopping, the purchase of an engagement ring requires a personal and collaborative touch in a face-to-face setting.
Want to learn why you should but your engagement ring in-store vs. online? Read on ►
Inter-Continental Jewelers is the best jewelry store in Houston, where you will find high-quality diamonds, gemstones, and workmanship, attentive and knowledgeable customer service, and unbelievable savings.
Our policy ensures our diamonds are conflict-free. We know we have a responsibility to make sure our purchases are ethical and that humanitarian standards are in place to protect workers worldwide. We provide only conflict-free diamonds with documentation from the highest caliber institutions. Our diamonds pass the Kimberley Process Certification for rough diamonds, which controls production and trade, preventing conflict diamonds from entering legitimate trade.
We are proud of the quality and craftsmanship of our fine jewelry. We offer a lifetime warranty against any manufacturer defects. If you experience ring damage within one year, we guarantee the setting of all small diamonds, rubies, or sapphires, and against all defects in material and workmanship (center diamonds excluded). We suggest that you get insurance for your jewelry so that it will be covered under your insurance policy). We will repair or replace your stones without charge if any defects are found within 1 year.
We offer a 100% diamond trade-up for a lifetime. If you trade in your center diamond, you receive the full price toward another diamond of at least double the trade-in value.
We are fully capable of creating any engagement ring you desire. If you have a special request or design, do not hesitate to consult with our experts.
There is no price for the sentimental value an engagement ring holds, but it is essential to understand its current value for insurance purposes. A certified gemologist will inspect your jewelry, diamonds, and gemstones.
For over forty years, our customers have been the heart of our business. We’re passionate about sharing our love for high-quality jewelry at prices our customers can afford. Our 100% customer satisfaction guarantee is our promise that you will be more than happy with your purchase.
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